02890439288 | desmond@emgray.uk.com

Life and Protection Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.


Life Insurance

Life Insurance

Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.

The value of Protection

The value of Protection

Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.

Income Protection Insurance

Income Protection Insurance

Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.

Critical Illness Insurance

Critical Illness Insurance

This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

UK News

A couple who named their child Adolf in honour of Hitler are sentenced alongside four others.
Ex-Manchester United player Ole Gunnar Solskjaer appears to be confirmed as the club's interim manager in a website post which is later deleted.
Lewis Hamilton says he is "super proud" of hometown Stevenage after his faux pas at the SPOTY awards.
Removing the temptation stops unhealthy impulse buying, a large UK study suggests.
Zahid Naseem claims he "may have lost his composure" during a sex game with Christina Abbotts.