02890439288 | desmond@emgray.uk.com

Life and Protection Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.


Life Insurance

Life Insurance

Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance / Short Term Income Protection Insurance

Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.

The value of Protection

The value of Protection

Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.

Income Protection Insurance

Income Protection Insurance

Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.

Critical Illness Insurance

Critical Illness Insurance

This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

UK News

Brexit negotiations enter a key 24 hours, as EU leaders prepare to meet at a summit in Brussels.
They reject the chance for a meeting with the suspect, after feeling "ambushed" by the offer.
New research reveals a geographical split in how the cost of renting a UK home has changed in a year.
Where do voters stand on Brexit, after more than three years of debate and negotiation?
Knives, swords and machetes are among the weapons taken into school, police figures show.