Also known as ‘key man insurance’, this can compensate a business for financial losses arising from the death, or extended incapacity, of a specified employee or director.
Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.
Employment decreased by 220,000 between April and June, with younger and older workers worst hit.
Physical distancing among students is not required but hand sanitisers and one-way systems is the norm.
Health minister Edward Argar says it is "evolving and flexing", amid plans to cut 6,000 contact tracers.
Immigration minister will hold talks in Paris with French authorities to make Channel route "unviable".
Ed Bridges, 37, from Cardiff, brought a legal challenge after having his image captured twice.