02890439288 | desmond@emgray.uk.com

Our People

Our people are very important to us, as is making certain we provide you with the best possible professional financial advice. Below is a short biography for each of our colleagues together with their contact telephone number. For further contact details please see our "Contact Us" page.


Desmond Gray DipPFS
Desmond Gray DipPFS, Managing Director
Tel. 02890439288
Mobile. 07860 938 119
Email. desmondemgray.uk.com
I have worked in Financial Services for over 30 years and became Managing Director in 1997 when our founder Maud Gray retired. Our company ethos is to provide professional financial planning built on close personal relationships with clients and I work with generations of families. As well as having vast experience in advising and arranging mortgages, protection and pensions, I also provide specialist advice in more complex tax efficient schemes.
Julie McCrory BA (Hons) DipFS
Julie McCrory BA (Hons) DipFS, Operations Director
Tel. 02890439288
Mobile. 07756 308 367
Email. julieemgray.uk.com
I joined E M Gray in 2009 as a Financial Consultant and Business Quality Manager. In 2018 I took on the role of Operations Director with responsibility for managing the business processing and client servicing function. With over 20 years experience in the financial services industry I enjoy working with our team of advisers and administrators to provide our clients with an exceptional customer service and achieving high regulatory standards.



David Jenkins DipPFS
David Jenkins DipPFS, Financial Planning Consultant
Tel. 02890439288
Mobile. 07973 201 997
Email. davidjemgray.uk.com
I have been in the insurance business since January 1984. After spending some time with Liberty Life joined Allied Dunbar in September 1985. I have remained within the same organisation as it has evolved through many changes as the Zurich Advice Network in the early 1990’s and then to the Openwork Network in 2005.

In 2004 I formed my own practice with my former Allied Dunbar colleague Stephen Henry and we worked together for 5 years as The Henry Jenkins Practice before merging with E M Gray & Co in Nov 2009.

Over the last 35 years I have mainly dealt with small self employed and limited company businesses, covering all aspects of financial planning from protection, pension and investment and enjoy providing a one on one personal service to my clients, many of which have been with me for the last 30 years.
Mohammed Rasool DipPFS
Mohammed Rasool DipPFS, Financial Planning Consultant
Tel. 02890439288
Mobile. 07711 308 339
Email. mohammedemgray.uk.com
After college, I began my career in Financial Services in 1989 as a Sales Associate with Allied Dunbar , becoming a partner in my own practice in 2002. I continued building a successful business as a Partner and a Financial Planning Consultant, completing my Diploma in Financial Services in 2012.

I moved my business to E M Gray & Co in April 2015 and I have continued on the road to building my practice providing a very personal service to my clients, enhancing their financial well-being and being there throughout the clients financial journey. I always place my clients needs first and pride myself on providing sound financial planning to every client through trusted face to face advice.

On a personal level, I very much love my charity work, sitting on The Openwork Foundation Committee since 2005 and I now chair the Fundraising Committee. Those who know me well, know that I enjoy music especially heavy metal with Iron Maiden being my favourite band. I also have a great love to travel and to be able to see as much of the world as I can.
Stephen Henry DipPFS
Stephen Henry DipPFS, Financial Planning Consultant
Tel. 02890439288
Mobile. 07976 449 986
Email. stephenemgray.uk.com
My challenge is to secure firm foundations that provide peace of mind, building sound financial futures for individuals like you, your family and your business if you have one, my area of expertise. My passion is to empower you to make the right decisions whilst creating a lasting relationship that makes a positive difference to your life, your family and your business through Trusted face to face valued advice.

Engage your aspirations…. I’m there when it matters bringing insight and expertise since 1980.

I love music if it’s not Country or Rap, must have a couple of hundred CD’s and LP’s – showing my age! When there’s good weather I love to get into the mountains or out on my bike for some fresh air and not forgetting spending quality time with my better half eating out and travelling preferably to the sun.





Lesley Black Stringer DipPFS
Lesley Black Stringer DipPFS, Financial Planning Consultant
Tel. 02890 439288
Mobile. 07733322146
Email. lesleyemgray.uk.com
With 20 years experience in Financial Services I started my career at Lloyds Bank and also spent time at Prudential and Abbey National. Over the years I have gained a wealth of knowledge of the industry and understand how much clients value advice and my relationships with clients is at the heart of everything I do.

I joined the team at E M Gray & Co in January 2019 having previously been an owner/director at one of Northern Irelands largest mortgage and insurance businesses for 15 years. Looking for a new challenge, I completed the Diploma in Financial Planning , expanding my advice portfolio to include investments, pensions and tax planning.

I am very proud to be part of such a long established business with a reputation of integrity, professionalism and service and it helps to work with such a great team!

David T V Franklin FCA, DipPFS
David T V Franklin FCA, DipPFS, Financial Planning Consultant
Tel. 02890439288
Mobile. 07710 092 179
Email. davidfemgray.uk.com
As a Fellow of The Institute of Chartered Accountants in Ireland my early career was in the profession and senior positions in industry and commerce. I have been in Financial Services for more than 30 years and hold The Diploma in Financial Planning. I specialize in the particular requirements of the corporate world including continuity matters, pensions and individual estate/retirement planning.

In 2006 my personal practice integrated with the then E M Gray practice to ensure ongoing service and advice for my established clients in step with the highest professional standards and to contribute to the continuing expansion of E M Gray Ltd in all its aspects.

Raymond McCurdy CertPFS
Raymond McCurdy CertPFS, Financial Adviser
Tel. 02890439288
Mobile. 07860 820 082
Email. raymond.mccurdybtinternet.com
I have been part of the team at EM Gray since 2006 following a career in teaching until 1994. My role as a Client Relationship Manager is about working with existing and new clients in identifying financial planning priorities and maintaining ongoing servicing. I am a Protection Specialist with vast experience arranging life and serious illness cover, helping businesses and families safeguard their financial futures.
Gary McKinstry DipPFS
Gary McKinstry DipPFS, Financial Planning Consultant
Tel. 02890439288
Mobile. 07980824480
Email. garymemgray.uk.com
Since starting my career with Pearl assurance I have over 30 years experience in Financial Services. I worked with Premier Financial Planning for 17 years until I joined the team at E M Gray in 2019 where I specialise in investment and retirement planning. I have longstanding client relationships, guiding them throughout the financial journey of life with an emphasis on a face to face personal approach and a commitment to regular reviews and excellent servicing.
John Morgan BSc(Hons) DipFA
John Morgan BSc(Hons) DipFA, Financial Planning Consultant
Tel. 02890439288
Mobile. 07783 171 765
Email. johnemgray.uk.com
Having studied Banking and Financial Services for three years I went on to join EM Gray & Co in 2013 studying further to obtain my Diploma in Financial planning.

I help my clients make well informed decisions about their financial journey through various stages of life. I do this by putting my clients interests first and getting to know what they want out of life; what the financial requirements will be and how resources can be harnessed most effectively towards achieving their goals.

I understand that financial needs change and therefore I will always communicate to my customers in a clear, fair and not misleading way and develop and build a genuine ongoing relationship with them.

Yvonne McVeigh Cemap
Yvonne McVeigh Cemap, Mortgage Consultant
Tel. 02890439288
Mobile. 07737269040
Email. yvonneemgray.uk.com
Since starting in Alliance & Leicester in 1988 I progressed from cashier to mortgage adviser in 1994 and after leaving the bank in 2006 I became a self employed adviser working across NI. Leaving the bank meant I was able to source from lenders across the market and offer a wider choice in insurance providers. Since then I have built a strong client base which is still growing due to recommendations from existing clients.

With 25 years experience of advising on Mortgages and Protection my priority is finding the best deal for my clients circumstances and helping to make the home buying process as easy as possible.
Gary Gates
Gary Gates , Financial Adviser
Tel. 02890439288
Mobile. 07828 958 048
Email. garyemgray.uk.com
As well as runnning my own retail business I have worked as a Protection Specialist for many years. I advise and arrange life and serious illness cover, income protection and property insurance, helping businesses and families have the peace of mind knowing their financial future is secure against the unexpected.
Rodney Lyle CertPFS
Rodney Lyle CertPFS, Financial Adviser
Tel. 02890439288
Mobile. 07929 350 607
Email. rodneyemgray.uk.com
My role as a Client Relationship Manager is about working with existing and new clients in identifying financial planning priorities and maintaining ongoing servicing. I am a Protection Specialist with vast experience arranging life and serious illness cover, helping businesses and families safeguard their financial futures.
Allison Taylor DipFA
Allison Taylor DipFA, Paraplanner
Tel. 02890439288
Email. allisonemgray.uk.com
Emma Anderson DipFA
Emma Anderson DipFA, Paraplanner
Tel. 02890439288
Email. emmaemgray.uk.com
Gillian Potter
Gillian Potter, Customer Support Administrator
Tel. 02890439288
Email. gillianemgray.uk.com
Doreen Kerr
Doreen Kerr, Customer Support Administrator
Tel. 02890 439288
Email. doreenemgray.uk.com
Catherine Wilson
Catherine Wilson, Customer Support Administrator
Tel. 02890 439288
Email. catherineemgray.uk.com
Gary Addis
Gary Addis, Technical Administrator
Tel. 02890 439 288
Email. garyaemgray.uk.com
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Data is compiled by Adviser Portals Ltd every 60 minutes. Information is not realtime. Last updated: 31/05/2020 at 12:27 AM