02890439288 | desmond@emgray.uk.com

Life and Protection Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.


Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.
Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.
This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

UK News

Theresa May says the security services believe they know the attacker's identity - but are not yet able to confirm it.
Olivia Campbell, 15, is one of many people missing as frantic relatives appeal for information.
Theresa May says British values will prevail in the face of the "callous and cowardly" bombing.
That's what a report says - but we look at all the risks of breast cancer for women.
More than one assault a day was reported to police between 2014 and 2016, File on 4 found.