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At Retirement

It can be difficult to understand your options at retirement. In this section, we have explained some common retirement options in plain simple language. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


An Enhanced Annuity pays a higher income in retirement if you have a medical condition that may reduce your life expectancy.
Income Drawdown is a more flexible alternative to the traditional annuity route, offering greater choice and control for many people.
On 6 April 2015 new pension rules came into force, giving you much greater flexibility over how you use your pension savings and the options you have in retirement.

UK News

The 46-year-old is found "exhausted" after falling from a cruise ship, 60 miles off the coast of Croatia.
A 27-year-old man, who lives locally. has been arrested in connection with the attack.
Innes Powell and another pilot were fatally injured during a competition in Macedonia.
Multi-millionaire tycoon says he donated because "we have a genuine chance to turn this around".
Merseyside Police and Liverpool Council advised women not to become vulnerable to a sex attack.