02890439288 | desmond@emgray.uk.com

At Retirement

It can be difficult to understand your options at retirement. In this section, we have explained some common retirement options in plain simple language. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


An Enhanced Annuity pays a higher income in retirement if you have a medical condition that may reduce your life expectancy.
Income Drawdown is a more flexible alternative to the traditional annuity route, offering greater choice and control for many people.
On 6 April 2015 new pension rules came into force, giving you much greater flexibility over how you use your pension savings and the options you have in retirement.

UK News

Police seek the public's help in establishing if Westminster attacker Khalid Masood acted alone.
Tini Owens says she has been left in a 'wretched predicament' locked in a 'loveless marriage'.
Northbound lanes have reopened but southbound remains closed for ongoing emergency repairs.
Supermarkets will cut 2p off the price of a litre of petrol and diesel this weekend.
Behaviour tsar Tom Bennett says the poor behaviour in schools has not been taken seriously enough.